This week · 41 new filings · 3 with rate increases over 10% → See the feed
Covered Egg
Track my rate

Covered Egg

Find out what your insurer is really like — before it's too late.
Filing watch · Pet · Pets Best

Pets Best closed its old program. The customers stuck in it are getting huge increases.

In many states, Pets Best closed its main pet program and opened a new one. Closed-program rates have risen far faster since, and increases up to 75% are coming soon in 15 states.

By Covered Egg · Published Oct 12, 2026
Rate increases since 2023
150% 75% 0 128% 29% 138% 49% 131% 35% 111% 58% CA VA UT OH
■ Closed program   ■ New program

Lately from the Bureau

Read the Bureau →
Pet · How pricing works

The wellness plan MetLife only sells through an agent

MetLife files two different pet wellness products: the scheduled tiers you can buy online, and a richer "standard preventive care" plan sold only through an agent, priced like real insurance instead of a coupon book. The filings show exactly what ticking that box does to your premium — including a 21–31% multiplier on the sick-care premium itself.

Sep 1 · 1,108 words
Home · Industry data

The problem with PURE: where 40 cents of every dollar goes

PURE's own homeowners rate filings assume 45% of premium comes back as claims. Chubb files 59%, Cincinnati 58%, the market 58%. Its annual statement shows where the difference goes: 40.2 cents of every premium dollar to underwriting expense, against 24.8 at Chubb and 30.9 at Cincinnati — and five straight years of underwriting losses anyway.

Aug 7 · 2,248 words
Industry data

Which insurance actually pays you back

Comprehensive health returns 91% of every premium dollar as claims. Mortgage insurance and earthquake coverage return single digits. The same measure, run across every line of insurance sold in America, over eight years of experience.

Aug 7 · 3,333 words