Does not include routine visits or elective procedures.
This calculation is made using publicly available insurance filings. It is the mean amount that pet owners spend at the vet for accidents and illnesses.
Insurers regularly adjust their rating plans to account for inflation and changing market conditions. Using their historical numbers, we can estimate how their rates are likely to change in the future.
These estimates are distinct from the filed age increases..
See what each insurer has filed on pet rate history.
These brands share one set of rates. Which site would you like to visit?
Covered Egg is not yet licensed in your state, so we are not allowed to make estimates for specific pets there. To remain in compliance, the shown estimates in your state do not change based on zip code.
Insurers charge more as a pet gets older. Each one files its own age curve(s), and the chart reads your pet's price off it at every age.
Compare the insurers' age curves on pet aging factors.
Not an insurance quote — an estimate of lifetime costs, based on insurer filings. Typically based on unlimited plans covering accidents, illnesses, exam fees, and rehabilitative care. All options may not be available at all insurers to all customers, even when included in rate filings.
| Insurer | First month* | Estimated Lifetime | Rx · Exam · Rehab |
|---|
*Enrollment fees not included
Before you go
Insurers must file rate changes with state regulators, typically months before they take effect. Pick your line and carrier to see what’s already on the docket.