Covered Egg
Track my rate
A reader tool

Know about rate changes first.

Rate changes are filed publicly with state regulators — often months before impacting a customer.

The steepest increases that took effect in the past year, ranked by the largest single rate change inside the filing.

#1 GFBR-134438500 · GA · Owner Occupied Homeowners
Georgia Farm Bureau Mutual Insurance Company
Compass Homeowners
Effective Apr 1, 2026
Min
-84.3%
Avg
+12.8%
Max
+780.3%
#2 SFBC-134936049 · MS · Homeowners Sub-TOI Combinations
Mississippi Farm Bureau Casualty Insurance Company
Personal Property
Effective Aug 1, 2026
Min
-83.3%
Avg
0.0%
Max
+510.6%
#3 OPEN-G134861546 · OR · Homeowners Sub-TOI Combinations
Rock Ridge Insurance Company
RRIC Openly Homeowner Program
Effective Jul 7, 2026
Min
-6.4%
Avg
+22.0%
Max
+495.6%
#4 AMSI-134278324 · NM · Owner Occupied Homeowners
American Strategic Insurance Corp.
Homeowners
Effective Sep 24, 2025
Min
-53.0%
Avg
+9.0%
Max
+457.9%
#5 AMSI-134781620 · AZ · Condominium Homeowners
American Strategic Insurance Corp.
Homeowners
Effective Nov 5, 2025
Min
-70.3%
Avg
+35.4%
Max
+438.1%
#6 GMMX-134909873 · NV · Homeowners Sub-TOI Combinations
Imperial Fire and Casualty Insurance Company
NV HO IFAC NG959 Custom 360_HO_Renters_Condo_Rate
Effective Aug 24, 2026
Min
-76.2%
Avg
0.0%
Max
+421.2%