Covered Egg
Track my rate
A reader tool

Know about rate changes first.

Rate changes are filed publicly with state regulators — often months before impacting a customer.

The steepest increases that took effect in the past year, ranked by the largest single rate change inside the filing.

#1 AMMH-134716037 · NC · Pet Insurance Plans
American Modern Home Insurance Company
Pet Insurance Program
Effective May 19, 2026
Min
-46.0%
Avg
0.0%
Max
+662.0%
#2 AMMH-134503412 · NJ · Pet Insurance Plans
American Modern Home Insurance Company
Pet Insurance Program
Effective Jun 9, 2026
Min
-54.0%
Avg
+5.2%
Max
+614.0%
#3 AMMH-134489975 · TN · Pet Insurance Plans
American Modern Home Insurance Company
Pet Insurance Program
Effective Oct 14, 2025
Min
-27.0%
Avg
+24.5%
Max
+535.0%
#4 AMMH-134599131 · AR · Pet Insurance Plans
American Modern Home Insurance Company
Pet Insurance Program
Effective Dec 2, 2025
Min
-31.0%
Avg
+14.8%
Max
+481.0%
#5 AMMH-134499719 · HI · Pet Insurance Plans
American Modern Home Insurance Company
Pet Insurance Program
Effective Dec 30, 2025
Min
-32.0%
Avg
+27.3%
Max
+409.0%
#6 AMMH-134642241 · MT · Pet Insurance Plans
American Modern Home Insurance Company
Pet Insurance Program
Effective Feb 1, 2026
Min
-34.0%
Avg
+9.8%
Max
+395.0%