Covered Egg
Track my rate
A reader tool

Know about rate changes first.

Rate changes are filed publicly with state regulators — often months before impacting a customer.

The steepest increases filed in the past month, in force or not, ranked by the largest single rate change inside the filing.

#1 HAIC-135132543 · NM · Homeowners Sub-TOI Combinations
Homeowners of America Insurance Company
New Mexico Homeowners Program
Effective Jan 9, 2027
Min
-67.0%
Avg
+0.1%
Max
+363.0%
#2 CALC-135071288 · ID · Homeowners Sub-TOI Combinations
California Casualty Indemnity Exchange
Homeowners Multi Peril
Effective Dec 1, 2026
Min
-20.7%
Avg
0.0%
Max
+235.9%
#3 WSFG-G135105393 · IN · Homeowners Sub-TOI Combinations
Old Guard Insurance Company
PL Home, Boat, Inland Marine
Effective Dec 8, 2026
Min
-64.4%
Avg
+1.1%
Max
+180.9%
#4 AMSI-135126478 · MN · Owner Occupied Homeowners
American Strategic Insurance Corp.
Homeowners
Effective Oct 21, 2026
Min
+8.0%
Avg
+24.9%
Max
+119.7%
#5 AMSI-134909927 · TN · Owner Occupied Homeowners
American Strategic Insurance Corp.
Homeowners
Effective Feb 24, 2027
Min
-49.4%
Avg
-8.6%
Max
+115.8%
#6 SPIS-135122006 · MI · Homeowners Sub-TOI Combinations
Vault Reciprocal Exchange
VRE Homeowners
Effective Dec 10, 2026
Min
-24.5%
Avg
+17.0%
Max
+106.9%